Uninhabitable property
Complete essential works before an investment refinance.
Finance · Bridge-to-let finance
Buy and improve.
Refinance with the exit in view.
A coordinated short-term acquisition or refurbishment facility with an intended buy-to-let refinance.
The Wentworth view
The term exit should be tested before the bridge begins.
Bridge-to-let can help acquire or improve a property that is not ready for immediate investment lending.
We assess both stages from the outset, including rent, valuation, property eligibility and ownership, so the bridge does not create an exit problem.
This service is limited to unregulated, business-purpose property finance.
Where it can fit
Common uses and situations
Auction purchase
Meet the deadline before preparing the asset for letting.
HMO or MUFB
Complete works, planning or licensing before term finance.
Portfolio growth
Recycle capital where the completed property and rent support it.
Credit preparation
What we establish before approaching lenders
- 01
Works
Scope, cost, programme and condition required for term lending.
- 02
Rent
Market rent and expected lender stress-testing.
- 03
Eligibility
Planning, licensing, construction and ownership structure.
- 04
Leverage
Expected end value, retained equity and refinance costs.
Frequently asked
Straight answers to the first questions.
Talk to Wentworth
Discuss a bridge-to-let finance requirement.
Share the asset, the numbers, the timeframe and what the funding needs to achieve. We will come back with a focused initial view.
Submit a deal