Light refurbishment
Kitchens, bathrooms, decoration and general modernisation.
Finance · Refurbishment bridging
Acquire. Improve.
Exit from a stronger position.
Purchase and works finance for light, medium and heavy refurbishment strategies.
The Wentworth view
The works and the exit must be modelled together.
Refurbishment bridging can fund an asset that needs improvement before sale or refinance, from cosmetic works to structural alterations.
We review cost, programme, contingency, experience and end value, then structure acquisition and staged works funding around delivery.
This service is limited to unregulated, business-purpose property finance.
Where it can fit
Common uses and situations
Heavy refurbishment
Structural works, extensions and substantial reconfiguration.
HMO projects
Create or improve licensed shared accommodation.
Refurbish and refinance
Stabilise the asset before moving to term investment finance.
Credit preparation
What we establish before approaching lenders
- 01
Schedule
Itemised works, costs, VAT, professional fees and contingency.
- 02
Delivery
Contractor, borrower experience, programme and monitoring.
- 03
Values
Current value, end value and supporting evidence.
- 04
Exit
Sale or refinance tested against realistic timing and criteria.
Frequently asked
Straight answers to the first questions.
Talk to Wentworth
Discuss a refurbishment bridging requirement.
Share the asset, the numbers, the timeframe and what the funding needs to achieve. We will come back with a focused initial view.
Submit a deal